Financing through Fairstone
Take 12 months to pay, with no interest*
Spread the cost of your furniture, mattress or appliances over 12 equal monthly payments. Apply online in a few minutes, any time, then finish your purchase with us in store or over the phone.
Secure application on Fairstone's website. Opens in a new tab.
On your computer?
Scan with your phone's camera to apply.
How it works
- 1
Apply online
Fill out Fairstone's secure application from your phone or computer, any time. It takes a few minutes.
- 2
Get your decision
Fairstone reviews your application and lets you know if you're approved.
- 3
Choose your pieces
Call or visit any Merit store. We'll go over the payments with you before you decide, then arrange delivery.
The plan
- Term
- 12 months
- Payments
- Equal monthly payments
- Interest
- No interest during the plan*
- Administration fee
- 5% of the financed purchase
- Minimum purchase
- $200
Financing is provided by Fairstone Financial Inc. An annual fee will be charged to your account as set out in the Retail Credit Agreement.
Questions? Call your store
- Duncan(250) 746-5527
- Nanaimo(250) 756-1153
- Campbell River(250) 286-0868
- Port Alberni(250) 724-6644
Common questions
Can I apply before I come in?
Yes. Apply online first, then call or visit the store with your decision, and we'll finish the purchase with you.
What can I finance?
Purchases of $200 or more, including furniture, mattresses and appliances.
Are there any fees?
There is a 5% administration fee on a financed purchase, and an annual fee will be charged to your account as set out in your Retail Credit Agreement. We'll walk you through the numbers before you decide.
Who provides the financing?
Financing is provided by Fairstone Financial Inc., on approved credit.
*On approved credit. Terms and conditions apply. An annual fee will be charged to your account as set out in the Retail Credit Agreement. Financing is provided by Fairstone Financial Inc. See store for details.
® Trademarks of Fairstone Financial Inc.